Affinity Title Agency, Inc.
Protecting Your Investment
Title Insurance is the key to protecting your home
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A First American Title Owner's Policy provides you with peace of mind. It takes the risk out of acquiring property whose legal history is unknown to you. While there should be no risks in acquiring property, they do exist.
Throughout the years, your new property may have changed hands many times through sale, inheritance, foreclosure or bankruptcy. Each transaction was an opportunity for an error in title to arise. If an error occurred, and has never come to light, it puts your title in jeopardy.
Before an Owner's Policy is issued, First American, or one of its agents, conducts a search of public records and related documents. Besides describing your property and spelling out any recorded limitations on your ownership, a title insurance policy sets forth in clear terms what First American Title Insurance Company will do in the event that a flaw in the title is discovered or your rights of ownership are challenged. In simple terms, First American agrees:
- To defend your title in the courts, as insured, at its own expense.
- To correct or clear the title when possible.
- To promptly pay you for your loss in the event of an unsuccessful defense of your title.
Let us protect you and your investment.